:root{--blue:#1445d9;--mid:#2953a6;--light:#417cf2;--navy:#0b2d59;--ink:#102b50;--muted:#647389;--soft:#f4f7fc;--line:#dfe6f1}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;color:var(--ink);background:#fff;font-family:Arial,Helvetica,sans-serif;-webkit-font-smoothing:antialiased}button,input,select{font:inherit}button,a{-webkit-tap-highlight-color:transparent}a{color:inherit;text-decoration:none}button{cursor:pointer}img{max-width:100%;display:block}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #417cf2;outline-offset:5px}.wrap{width:min(1240px,calc(100% - 96px));margin:auto}header{height:92px;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:0 max(48px,calc((100vw - 1340px)/2));border-bottom:1px solid #edf0f5;background:#ffffffed;backdrop-filter:blur(15px);position:sticky;top:0;z-index:50}.brand img{width:196px}nav{display:flex;gap:30px;font-size:14px}nav a:hover{color:var(--blue)}.button{display:inline-flex;align-items:center;justify-content:center;gap:26px;border:0;background:var(--blue);color:white;padding:19px 25px;border-radius:50px;font-size:14px;font-weight:600;transition:transform .2s,background .2s;white-space:nowrap}.button:hover{transform:translateY(-3px);background:var(--navy)}.button.small{padding:15px 22px;font-size:13px}.button.light{background:#fff;color:var(--blue)}.button.light:hover{background:#e5edff}.menu{display:none}.hero{display:grid;grid-template-columns:1.05fr 1fr;gap:45px;align-items:center;padding-top:65px;padding-bottom:72px;min-height:720px}.eyebrow{font-size:11px;letter-spacing:1.9px;font-weight:700;color:var(--blue);margin-bottom:23px;line-height:1.6}.dot{width:7px;height:7px;background:var(--light);display:inline-block;border-radius:50%;box-shadow:0 0 0 5px #417cf216;margin-right:10px}h1{font-size:clamp(42px,4.15vw,62px);line-height:1.08;font-weight:600;letter-spacing:-2.9px;margin:0 0 25px}em{font-style:normal;color:var(--blue)}p{line-height:1.7;color:var(--muted)}.lead{font-size:17px;line-height:1.8;max-width:510px}.actions{display:flex;align-items:center;gap:27px;margin-top:31px}.textlink{font-size:14px;font-weight:600;display:inline-flex;gap:15px;align-items:center}.textlink:hover{color:var(--blue)}.hero-proof{display:flex;gap:18px;font-size:11px;color:var(--muted);margin-top:28px}.hero-scene{height:550px;border-radius:32px;background:#edf3ff;position:relative;perspective:1000px;isolation:isolate}.scene-top{position:absolute;top:23px;left:26px;z-index:3;font-size:9px;letter-spacing:1.6px;color:#274677}.art-layer{position:absolute;inset:55px 12px 60px;border-radius:45%;transition:transform .25s ease-out;overflow:hidden;box-shadow:0 30px 55px #1445d92a}.art-layer img{width:100%;height:100%;object-fit:cover}.float-chip{position:absolute;display:flex;align-items:center;gap:12px;background:#ffffffed;border:1px solid #fff;box-shadow:0 12px 32px #0b2d591a;border-radius:14px;padding:15px 19px;font-size:12px;font-weight:600;z-index:5;animation:float 6s ease-in-out infinite}.float-chip small{display:block;font-size:10px;font-weight:400;color:var(--muted);margin-top:6px}.chip-icon{color:var(--blue);background:#eef3ff;border-radius:50%;font-size:21px;width:34px;height:34px;display:grid;place-items:center}.chip-one{top:105px;right:-20px}.chip-two{bottom:105px;left:-27px;animation-delay:-3s}.scene-tabs{position:absolute;bottom:18px;left:0;right:0;display:flex;justify-content:center;gap:4px}.scene-tabs button{border:none;padding:10px 13px;border-radius:30px;color:#68768d;background:transparent;font-size:11px}.scene-tabs .active{background:white;color:var(--blue);box-shadow:0 2px 6px #0b2d5910}.strip{background:var(--soft);border-block:1px solid #ebeff6}.strip-inner{display:flex;align-items:center;justify-content:space-between;padding-block:27px;font-size:13px;line-height:1.6}.strip-inner>span{color:var(--muted);font-size:12px}.strip-inner strong{color:var(--navy);font-size:13px}.strip-inner b{color:var(--blue);margin-right:10px;font-size:10px}.strip-inner i{color:#a7b7d1;font-style:normal}.section{padding-block:100px}h2{font-size:clamp(33px,3.1vw,46px);letter-spacing:-1.7px;font-weight:500;line-height:1.16;margin:0 0 24px}h3{font-size:20px;letter-spacing:-.5px;line-height:1.3;font-weight:600}.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:60px;margin-bottom:40px}.section-head>p{max-width:370px;font-size:15px}.benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.benefits article{padding:30px 29px 20px;border:1px solid var(--line);border-radius:20px;transition:.25s}.benefits article:hover{transform:translateY(-6px);box-shadow:0 15px 40px #0b2d590a;border-color:#417cf2}.number{font-size:10px;letter-spacing:1.6px;color:#7c8ba1}.line-icon{font-size:43px;color:var(--blue);margin-top:25px}.benefits p{font-size:14px}.soft{background:var(--soft)}.center{text-align:center;max-width:780px;margin:0 auto 50px}.center p{font-size:16px}.simulator{background:white;border:1px solid var(--line);border-radius:26px;display:grid;grid-template-columns:.9fr 1.1fr;overflow:hidden;box-shadow:0 15px 50px #0b2d5905}.sim-controls{padding:42px;border-right:1px solid var(--line)}.segmented{display:flex;border-radius:50px;background:#edf1f8;padding:5px;width:fit-content}.segmented button{border:0;background:none;border-radius:30px;padding:12px 18px;color:#5d6e86;font-size:12px;white-space:nowrap}.segmented button.active{background:var(--navy);color:white}.sim-controls label{display:block;margin:30px 0 12px;font-size:13px}.amount-display{font-size:39px;letter-spacing:-1px;color:var(--blue);font-weight:600}input[type=range]{width:100%;accent-color:var(--blue);margin:25px 0 10px;cursor:pointer}.range-labels{display:flex;justify-content:space-between;font-size:10px;color:#78869a}.sim-controls>p{font-size:14px}.demo-tag{font-size:9px;letter-spacing:1px;background:#eff3ff;color:var(--blue);padding:7px 10px;display:inline-block;border-radius:4px;margin-top:8px}.fine{font-size:11px!important;line-height:1.65!important;color:#6d7c90!important}.flow{display:flex;align-items:center;flex-direction:column;padding:40px;background:radial-gradient(ellipse at 50% 50%,#edf3ff,white 70%)}.flow-source{text-align:center;border:1px solid var(--line);border-radius:12px;background:white;padding:14px 30px;font-size:12px;box-shadow:0 8px 15px #0b2d5905}.flow-source strong{display:block;font-size:21px;margin-top:8px}.flow-connector{width:2px;height:27px;background:linear-gradient(var(--line),var(--blue))}.flow-hub{background:white;border:1px solid #aec5ff;box-shadow:0 0 30px #417cf21b;border-radius:16px;padding:19px 24px;text-align:center}.flow-hub img{width:155px}.flow-hub small{font-size:10px;display:block;margin-top:10px;color:var(--muted)}.destinations{width:100%;margin-top:24px;display:grid;grid-template-columns:1fr 1fr;gap:12px}.destination{background:white;border:1px solid var(--line);border-radius:12px;padding:15px;animation:arrive .4s ease}.destination span{font-size:11px;color:var(--muted)}.destination strong{display:block;font-size:19px;margin-block:9px}.destination-bar{height:3px;background:#eef3fc;border-radius:5px}.destination-bar i{display:block;height:3px;background:var(--blue);border-radius:5px}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:35px}.steps>div{display:flex;gap:15px;align-items:center}.steps b{width:34px;height:34px;display:grid;place-items:center;border:1px solid #cedcf5;border-radius:50%;font-size:12px;color:var(--blue)}.steps span{font-size:12px;line-height:1.6;color:var(--muted)}.steps strong{color:var(--navy)}.vault-section{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:center}.vault-visual{position:relative;background:#eff4ff;border-radius:30px;perspective:900px}.vault-visual>img{width:100%;border-radius:30px}.vault-list{margin:28px 0}.vault-list>div{display:flex;gap:20px;border-top:1px solid var(--line);padding:15px 0}.vault-list>div>span{font-size:11px;color:var(--blue);padding-top:5px}.vault-list h3{margin:0;font-size:16px}.vault-list p{font-size:13px;margin:7px 0 0}.cube-scene{width:75px;height:75px;position:absolute;right:-20px;bottom:40px;perspective:400px}.cube{width:100%;height:100%;transform-style:preserve-3d;animation:rotate 18s linear infinite}.face{position:absolute;width:75px;height:75px;display:grid;place-items:center;border:1px solid #80a8ff;background:linear-gradient(135deg,#417cf2,#1445d9 60%,#0b2d59);color:white;font-size:43px;font-weight:700;box-shadow:inset 0 0 20px #fff2}.front{transform:translateZ(37.5px)}.back{transform:rotateY(180deg) translateZ(37.5px)}.right{transform:rotateY(90deg) translateZ(37.5px)}.left{transform:rotateY(-90deg) translateZ(37.5px)}.top{transform:rotateX(90deg) translateZ(37.5px)}.bottom{transform:rotateX(-90deg) translateZ(37.5px)}.business{background:var(--navy);color:white}.business .eyebrow{color:#90b5ff}.business p{color:#b5c7e0}.business-tabs{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:35px}.business-tabs button{padding:13px 20px;border:1px solid #45618a;border-radius:30px;background:transparent;color:#c8d8ee;font-size:12px}.business-tabs .active{background:white;color:var(--navy);border-color:white}.business-content{display:flex;gap:32px;align-items:center;border-top:1px solid #ffffff25;padding-block:30px}.business-content>div{flex:1}.business-content h3{font-size:24px;margin-top:0}.business-content p{font-size:14px;max-width:650px}.business-symbol{font-size:60px;color:#709dff}.business .fine{color:#a2b8d4!important}.plan{border:1px solid var(--line);border-radius:28px;display:grid;grid-template-columns:1fr 1fr;overflow:hidden;margin-top:45px}.plan-image{background:#f4f7fd;display:flex;flex-direction:column;justify-content:center;padding:35px}.plan-image img{mix-blend-mode:multiply;width:100%;border-radius:20px}.device-names{display:flex;justify-content:space-around;color:var(--blue);font-weight:600;margin:15px 0 28px}.device-tags{display:flex;gap:8px;flex-wrap:wrap;justify-content:center}.device-tags span{border:1px solid #d8e1f1;border-radius:30px;padding:9px 13px;font-size:10px}.plan-copy{padding:48px}.price{font-size:75px;letter-spacing:-3px;font-weight:600;color:var(--blue)}.price small{font-size:27px;letter-spacing:-1px}.price span{font-size:17px;color:var(--muted);font-weight:400;letter-spacing:0}.plan-copy>p{font-size:14px}.plan-copy ul{list-style:none;padding:0;line-height:2.2;font-size:14px;margin-bottom:27px}.plan-copy li:before{content:'✓';color:var(--blue);margin-right:14px}.plan-conditions{font-size:10px;margin-top:20px;color:var(--navy)}.rate-controls{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-bottom:25px}.rate-controls label{font-size:12px;color:var(--muted)}select{padding:12px 34px 12px 16px;border:1px solid var(--line);border-radius:25px;background:white;color:var(--navy);margin-left:10px}.rate-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.rate-cards>div{padding:30px;background:white;border-radius:17px}.rate-cards span,.rate-cards small{display:block;color:var(--muted);font-size:12px}.rate-cards strong{font-size:49px;letter-spacing:-2px;display:block;color:var(--blue);font-weight:500;margin:17px 0}.rate-details{margin-top:27px}.rate-details summary{font-size:13px}.table-scroll{overflow:auto}table{width:100%;border-collapse:collapse;font-size:13px;margin:15px 0;white-space:nowrap;text-align:left}th,td{padding:13px 18px;border-bottom:1px solid var(--line)}th{background:var(--navy);color:white}tr:nth-child(even){background:#eaf0fb}.trust{display:grid;grid-template-columns:1fr 1fr;gap:100px}.trust-items article{display:flex;gap:20px;padding:0 0 23px;margin-bottom:23px;border-bottom:1px solid var(--line)}.trust-items article>span{font-size:11px;color:var(--blue);padding-top:5px}.trust-items h3{margin:0;font-size:18px}.trust-items p{font-size:13px}.faq{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px}details{border-bottom:1px solid #d8e1ef}summary{cursor:pointer;list-style:none;display:flex;align-items:center;justify-content:space-between;gap:25px;padding:24px 0;font-size:15px;font-weight:600;line-height:1.5}summary::-webkit-details-marker{display:none}summary span{font-weight:400;color:var(--blue);font-size:24px;transition:.2s}details[open] summary span{transform:rotate(45deg)}details p{font-size:14px;margin:0 0 24px}.closing{margin-block:65px;background:var(--blue);border-radius:30px;padding:65px;position:relative;overflow:hidden;color:white;display:flex;align-items:center;justify-content:space-between;gap:20px}.closing .eyebrow{color:#b6ceff}.closing h2{font-size:39px;max-width:700px}.closing p{color:#d1dfff}.closing .button{margin-top:12px}.closing-orb{font-size:180px;font-style:italic;font-weight:700;transform:rotate(-12deg);color:#fff;opacity:.2;text-shadow:10px 10px 0 #0b2d59,20px 20px 0 #2953a6}.footer-top{display:flex;justify-content:space-between;gap:40px;align-items:center;padding-block:20px 45px}.footer-top p{font-size:12px}.footer-top>div{display:flex;flex-direction:column;gap:13px;font-size:13px}.footer-bottom{display:flex;justify-content:space-between;border-top:1px solid var(--line);padding-block:25px;font-size:10px;color:var(--muted)}.floating-wa{position:fixed;bottom:24px;right:24px;border:4px solid white;box-shadow:0 6px 25px #0b2d5930;background:var(--blue);color:white;border-radius:50%;width:57px;height:57px;display:grid;place-items:center;z-index:40}.floating-wa svg{width:28px;height:28px}@keyframes float{50%{transform:translateY(-12px)}}@keyframes rotate{from{transform:rotateX(-15deg) rotateY(0)}to{transform:rotateX(-15deg) rotateY(360deg)}}@keyframes arrive{from{opacity:.4;transform:translateY(7px)}to{opacity:1;transform:none}}
@media(min-width:1600px){.hero{padding-block:90px;min-height:800px}}@media(max-width:1100px){header{padding:0 30px;gap:20px}nav{gap:18px;font-size:12px}.brand img{width:160px}.top-cta{font-size:11px!important}.wrap{width:calc(100% - 64px)}.hero{gap:30px}h1{font-size:46px}.hero-scene{height:490px}.hero-proof{gap:9px;font-size:9px}.actions{gap:15px}.hero .button{padding:17px;font-size:12px}.chip-one{right:-12px}.chip-two{left:-12px}.float-chip{padding:11px;font-size:10px}.vault-section{gap:45px}.sim-controls{padding:28px}.business-content .button{font-size:11px}.trust{gap:50px}.plan-copy{padding:35px}.faq{gap:40px}}@media(max-width:780px){.wrap{width:calc(100% - 40px)}header{height:75px;padding:0 20px}.brand img{width:153px}.top-cta{margin-left:auto;padding:12px 14px!important;font-size:10px!important;gap:7px}.menu{display:block;border:0;background:#edf3ff;color:var(--navy);padding:8px 10px;border-radius:9px;font-size:19px}nav{display:none;position:absolute;top:75px;left:0;right:0;background:white;padding:25px;box-shadow:0 15px 20px #0b2d5910;flex-direction:column;gap:22px}nav.open{display:flex}.hero{grid-template-columns:1fr;padding-top:40px;padding-bottom:40px;gap:35px;min-height:auto}.eyebrow{font-size:9px;letter-spacing:1.4px;margin-bottom:17px}h1{font-size:clamp(39px,7.8vw,58px);letter-spacing:-1.9px}.hero h1 br:last-child{display:none}.lead{font-size:15px}.hero-scene{height:480px;margin:0 8px}.float-chip{font-size:11px}.hero-proof{font-size:10px;gap:15px;flex-wrap:wrap}.hero .button{padding:18px 22px}.hero .actions{gap:22px}.strip-inner{flex-wrap:wrap;gap:18px;justify-content:center}.strip-inner>span{width:100%;text-align:center}.strip-inner>div{font-size:11px}.strip-inner i{display:none}.strip-inner b{margin-right:4px}.section{padding-block:65px}.section-head{display:block;margin-bottom:30px}.section-head>p{max-width:100%}h2{font-size:34px;letter-spacing:-1.2px}.benefits{grid-template-columns:1fr;gap:13px}.benefits article{padding:24px}.line-icon{margin-top:12px;float:right}.benefits h3{margin-top:23px}.simulator{grid-template-columns:1fr}.sim-controls{border-right:0;border-bottom:1px solid var(--line);padding:26px}.flow{padding:28px 22px}.steps{grid-template-columns:1fr 1fr;gap:22px}.vault-section{grid-template-columns:1fr;gap:40px}.vault-visual{max-width:500px;width:100%;margin:auto}.cube-scene{right:10px}.business-content{flex-wrap:wrap;gap:15px}.business-content>div{flex-basis:75%}.business-content>.button{margin-left:0}.business-tabs{gap:8px}.business-tabs button{font-size:11px;padding:11px 15px}.business-content h3{font-size:22px}.plan{grid-template-columns:1fr}.plan-copy{padding:30px}.plan-image{padding:25px}.price{font-size:65px}.rate-controls{display:block}.rate-controls>label{display:block;margin-top:20px}.segmented button{padding:12px 14px;font-size:11px}.rate-cards{gap:10px;grid-template-columns:1fr}.rate-cards>div{padding:24px;display:grid;grid-template-columns:1fr 1fr;align-items:center}.rate-cards strong{font-size:37px;text-align:right;grid-row:span 2;margin:0}.rate-cards small{font-size:10px;margin-top:10px;grid-column:1;grid-row:2}.trust,.faq{grid-template-columns:1fr;gap:35px}.closing{padding:35px 28px;margin-block:40px}.closing h2{font-size:31px}.closing-orb{position:absolute;right:-35px;bottom:-25px;font-size:140px;pointer-events:none}.closing>div:first-child{position:relative;z-index:2}.footer-top{flex-wrap:wrap;gap:20px}.footer-top p{width:100%;margin:0}.footer-bottom{flex-wrap:wrap;gap:20px;padding-bottom:90px}.floating-wa{bottom:18px;right:18px}summary{font-size:14px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}
/* Custom 3D visual system */
.hero-scene{height:590px;background:#edf3ff;box-shadow:0 24px 65px #1445d911;border:1px solid #e1ebff}
.art-layer{inset:47px 0 48px;border-radius:24px;box-shadow:none;overflow:hidden}
.art-layer img{object-fit:contain;width:100%;height:100%}
.chip-one{top:100px;right:-14px}.chip-two{bottom:100px;left:-24px}
.scene-top{color:#123a75}.scene-tabs{bottom:16px}.scene-tabs button{font-size:12px}
.blue-section{background:radial-gradient(ellipse at 100% 0%,#417cf2 0%,transparent 52%),linear-gradient(135deg,#1445d9,#1036ac);position:relative;color:#fff}
.blue-section .center .eyebrow{color:#c7dcff}.blue-section .center em{color:white}.blue-section .center p{color:#d9e5ff}
.blue-section .simulator{color:var(--ink);border:1px solid #ffffff60;box-shadow:0 24px 70px #061f7350}
.blue-section .steps b{color:#fff;border-color:#ffffff65;background:#ffffff12}
.blue-section .steps span{color:#d2e0ff}.blue-section .steps strong{color:#fff}
.scenario-options{display:grid;grid-template-columns:1fr 1fr;gap:7px;width:100%;border-radius:18px;padding:8px}
.scenario-options button{white-space:normal;min-height:43px;padding:10px 9px;border-radius:12px;font-size:12px;line-height:1.3}
.scenario-options button.active{background:var(--blue);box-shadow:0 4px 10px #1445d925}
.flow{justify-content:center}.sim-controls{padding:36px}.sim-controls>p{min-height:70px}
.vault-visual{overflow:visible;box-shadow:0 25px 65px #1445d912}.vault-visual>img{aspect-ratio:1;object-fit:contain}
.cube-scene{display:none}.plan-image{padding:24px;background:#edf3ff}.plan-image img{mix-blend-mode:normal;aspect-ratio:1;object-fit:contain}
.device-caption{text-align:center;font-size:10px;color:#526b8a;margin:12px 0 24px;line-height:1.7}
.business{background:radial-gradient(ellipse at 10% 100%,#1445d9aa,transparent 65%),#0b2d59}
.business-tabs button{font-size:12px}.business-content{min-height:210px}
.closing{background:radial-gradient(ellipse at 90% 10%,#417cf2 0%,transparent 60%),#1445d9}
.closing-orb{transform:rotate(-12deg);opacity:1;flex:0 0 190px;filter:drop-shadow(16px 20px 10px #082b8877)}
.closing-orb img{width:190px;animation:float 7s ease-in-out infinite}
.floating-wa{width:auto;height:80px;border-radius:60px;background:#fff;padding:7px 7px 7px 23px;display:flex;gap:17px;border:1px solid #dce8e2;box-shadow:0 12px 35px #0b2d5930;bottom:26px;right:26px;transition:transform .2s,box-shadow .2s}
.floating-wa:hover{transform:translateY(-4px);box-shadow:0 15px 40px #0b2d5940}
.wa-copy{display:flex;flex-direction:column;gap:5px;color:var(--navy)}.wa-copy small{font-size:8px;font-weight:700;letter-spacing:1.1px}.wa-copy strong{font-size:14px}
.wa-icon{display:grid;place-items:center;width:64px;height:64px;border-radius:50%;background:#098442;color:#fff;position:relative}
.floating-wa svg{width:37px;height:37px}.wa-icon:after{content:'';position:absolute;inset:-4px;border:1px solid #16a75d66;border-radius:50%;animation:wa-ring 4s ease-out infinite}
@keyframes wa-ring{0%,35%{transform:scale(1);opacity:0}50%{opacity:.5}100%{transform:scale(1.35);opacity:0}}
@media(max-width:1100px){.hero-scene{height:510px}.art-layer{inset:50px 0}.sim-controls{padding:27px}.chip-two{left:-12px}}
@media(max-width:780px){.hero-scene{height:auto;aspect-ratio:1 / 1.12;margin-inline:0}.art-layer{inset:45px 0 50px}.chip-one{top:80px;right:-5px}.chip-two{left:-5px;bottom:85px}.float-chip{padding:10px;font-size:10px}.float-chip small{font-size:9px}.scene-tabs button{font-size:10px;padding:10px 12px}.sim-controls{padding:24px}.sim-controls>p{min-height:0}.business-content{min-height:240px}.closing-orb{right:-20px;bottom:5px;width:130px;opacity:.3}.closing-orb img{width:130px}.floating-wa{height:66px;bottom:max(16px,env(safe-area-inset-bottom));right:15px;padding:5px 5px 5px 16px;gap:12px}.wa-icon{width:54px;height:54px}.floating-wa svg{width:32px;height:32px}.wa-copy small{font-size:7px}.wa-copy strong{font-size:12px}.footer-bottom{padding-bottom:110px}}
@media(prefers-reduced-motion:reduce){.wa-icon:after,.closing-orb img{animation:none}}
/* Financial scenario calculator */
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
[hidden]{display:none!important}.tax-section{background:linear-gradient(180deg,#f5f8ff,#fff);scroll-margin-top:12px}.calc-heading{display:flex;justify-content:space-between;align-items:end;gap:60px;margin-bottom:36px}.calc-heading>p{max-width:415px;font-size:16px}.calc-heading h2{font-size:clamp(36px,3.8vw,54px)}.calc-segments{display:grid;grid-template-columns:repeat(6,1fr);gap:10px}.calc-segments button{display:flex;flex-direction:column;gap:12px;align-items:center;justify-content:center;padding:19px 8px;background:#fff;border:1px solid #dce4f2;border-radius:15px;color:var(--navy);font-size:12px;font-weight:600;transition:.2s}.calc-segments button>span{font-size:26px;line-height:1;color:#5577b5}.calc-segments button:hover{border-color:var(--blue);transform:translateY(-2px)}.calc-segments button.active{color:white;background:var(--blue);border-color:var(--blue);box-shadow:0 9px 20px #1445d925}.calc-segments button.active>span{color:#fff}.calc-guide{display:flex;gap:15px;align-items:center;margin:18px 0 30px;min-height:57px}.calc-guide-tag{background:#e5edff;padding:8px 10px;color:#1948ae;white-space:nowrap;border-radius:6px;font-size:10px;font-weight:700;letter-spacing:.5px}.calc-guide p{font-size:12px;line-height:1.6;margin:0;max-width:850px}.calc-layout{display:grid;grid-template-columns:1fr 1.22fr;gap:26px;align-items:start}.calc-inputs,.calc-results{border:1px solid #dde6f4;border-radius:24px;padding:30px;background:white;min-width:0;box-shadow:0 16px 50px #0b2d5906}.calc-results{border-top:4px solid var(--blue)}.calc-panel-title{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:20px}.calc-panel-title .eyebrow{font-size:9px;margin-bottom:8px;display:block}.calc-panel-title h3{margin:0;font-size:21px;letter-spacing:-.65px}.calc-period{font-size:10px;padding:8px 12px;border:1px solid var(--line);border-radius:20px;color:#687c99}.calc-example-note{background:#f2f6ff;border-radius:9px;padding:12px 13px;font-size:11px;line-height:1.6;color:#486083;margin-bottom:23px}.calc-field{margin-bottom:20px}.calc-field label{display:block;font-size:12px;line-height:1.5;font-weight:600;margin-bottom:8px}.calc-input{display:flex;align-items:center;gap:10px;background:#fafcff;border:1px solid #cdd9ed;padding:0 14px;border-radius:10px;min-height:51px}.calc-input:focus-within{border-color:var(--blue);box-shadow:0 0 0 3px #1445d912}.calc-input>span{font-size:12px;color:#7486a2}.calc-input input{min-width:0;width:100%;padding:14px 0;background:transparent;color:var(--navy);border:0;font-size:19px;font-weight:500;outline:none}.calc-input:has([aria-invalid=true]){border-color:#ba394a}.calc-field small,.calc-help{display:block;font-size:11px;line-height:1.6;color:#6a7d97;margin:7px 0 0}.calc-fields-two{display:grid;grid-template-columns:.95fr 1.05fr;gap:15px}.calc-fields-two .calc-field{margin-bottom:0}.calc-help{margin:9px 0 14px}.calc-eligible{padding:17px;background:#edf3ff;border:1px solid #d6e3ff;border-radius:13px;margin-bottom:9px}.calc-eligible .calc-field{margin:0}.calc-eligible .calc-input{background:#fff}.calc-eligible small{color:#4d6488}.calc-adjustments summary{font-size:12px;padding:17px 0}.calc-check{display:flex;gap:9px;align-items:center;font-size:12px;margin:0 0 20px;line-height:1.5}.calc-check input{accent-color:var(--blue);width:17px;height:17px;flex:none}.calc-form-actions{display:flex;justify-content:space-between;gap:12px;margin-top:20px}.calc-form-actions button{border:0;background:transparent;color:var(--blue);padding:8px 0;font-size:11px;text-decoration:underline;text-underline-offset:4px}.calc-form-actions button:last-child{color:#6b7d96}.calc-live{font-size:10px;white-space:nowrap;color:#187650;display:flex;gap:6px;align-items:center}.calc-live i{width:6px;height:6px;border-radius:50%;background:#1a9d68}.calc-model-label{font-size:10px;line-height:1.5;color:#6e809a;margin:0 0 20px}.calc-table-wrap{border:1px solid #dce5f3;border-radius:12px;overflow:hidden}.calc-comparison{margin:0;table-layout:fixed;white-space:normal;font-size:12px}.calc-comparison th,.calc-comparison td{padding:15px 10px;border-bottom:1px solid #e4eaf4;text-align:right;overflow-wrap:anywhere;line-height:1.5}.calc-comparison th:first-child{width:35%;text-align:left}.calc-comparison thead th{font-size:12px;background:#f2f5fb;color:var(--navy);vertical-align:top}.calc-comparison thead th small{display:block;font-size:9px;color:#7386a3;font-weight:400;margin-top:4px}.calc-comparison tbody th{background:#fff;color:#536b8a;font-size:11px;font-weight:400}.calc-comparison tbody tr{background:white}.calc-comparison td:last-child,.calc-comparison thead th:last-child{background:#edf3ff;color:#1649bd;font-weight:600}.calc-comparison .calc-base-row th,.calc-comparison .calc-base-row td{font-weight:600}.calc-comparison .calc-das-row td{font-size:18px;font-weight:700;letter-spacing:-.5px}.calc-comparison .calc-das-row th{font-weight:700;color:var(--navy)}.calc-comparison tr:last-child>*{border-bottom:0}.calc-visual{padding:22px 0 8px}.calc-visual>div{display:grid;grid-template-columns:91px 1fr 95px;gap:12px;align-items:center;margin-bottom:13px;font-size:10px;color:#6881a1}.calc-visual>div>div{height:7px;border-radius:8px;background:#edf1f8;overflow:hidden}.calc-visual i{display:block;height:100%;background:#a6b7d3;border-radius:8px;transition:width .3s}.calc-visual>div:nth-child(2) i{background:var(--blue)}.calc-visual b{text-align:right;font-size:11px;color:var(--navy);font-weight:500}.calc-saving{border-radius:16px;background:radial-gradient(ellipse at 100% 0,#3e7df1,transparent 70%),#1445d9;padding:23px 25px;color:white;margin-top:8px}.calc-saving-top{display:flex;justify-content:space-between;gap:12px;align-items:center;font-size:11px;line-height:1.5}.calc-saving-top>span:last-child{background:#ffffff20;border:1px solid #ffffff35;border-radius:20px;padding:5px 8px;white-space:nowrap;font-size:10px}.calc-saving>strong{display:block;font-size:clamp(32px,3.5vw,47px);letter-spacing:-1.7px;font-weight:600;margin:13px 0 20px;overflow-wrap:anywhere}.calc-saving-bottom{display:flex;justify-content:space-between;align-items:center;gap:15px;border-top:1px solid #ffffff30;padding-top:17px;font-size:11px;color:#d2e2ff}.calc-saving-bottom b{font-size:22px;color:white;letter-spacing:-.7px}.calc-net{padding:22px 0;display:grid;grid-template-columns:1fr auto;gap:9px;align-items:center;border-bottom:1px solid var(--line);font-size:12px}.calc-net strong{font-size:22px;color:#187650;letter-spacing:-.5px}.calc-net small{grid-column:1/-1;font-size:10px;color:#71839d;line-height:1.6}.calc-negative{background:linear-gradient(135deg,#4b5369,#233650)}.calc-negative-text strong{color:#a33b4a}.calc-cash summary{font-size:12px;padding:17px 0}.calc-cash dl{margin:0}.calc-cash dl>div{display:flex;justify-content:space-between;gap:15px;font-size:12px;margin-bottom:14px}.calc-cash dd{margin:0;font-weight:600}.calc-cash p{font-size:11px;line-height:1.65}.calc-result-note{font-size:11px;line-height:1.7;color:#617695;margin:18px 0}.calc-cta{width:100%;font-size:13px;white-space:normal;text-align:center}.calc-footnote{font-size:10px;line-height:1.7;margin:16px 0 0;color:#7a8ba2}.calc-error{padding:13px;color:#9e2537;background:#fff1f2;border:1px solid #ecc9cf;border-radius:10px;font-size:12px;line-height:1.5;margin-bottom:18px}.calc-method{margin-top:30px}.calc-method summary{font-size:13px}.calc-method-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px;padding-bottom:20px}.calc-method-grid h3{font-size:16px}.calc-method-grid p{font-size:12px;line-height:1.8;margin-bottom:15px}.calc-sources{display:flex;flex-wrap:wrap;gap:15px}.calc-sources a{font-size:11px;color:var(--blue);text-decoration:underline;text-underline-offset:4px;line-height:1.7}
@media(max-width:1100px){.calc-layout{gap:18px;grid-template-columns:1fr 1.12fr}.calc-inputs,.calc-results{padding:22px}.calc-comparison .calc-das-row td{font-size:15px}.calc-saving{padding:20px}.calc-panel-title h3{font-size:19px}.calc-heading{gap:30px}.calc-saving-bottom b{font-size:19px}}
@media(max-width:850px){.calc-layout{grid-template-columns:1fr}.calc-heading{display:block}.calc-heading>p{max-width:100%}.calc-segments{grid-template-columns:repeat(3,1fr)}.calc-guide{align-items:start;flex-direction:column;gap:10px}.calc-method-grid{grid-template-columns:1fr;gap:10px}.calc-results{padding:25px}.calc-comparison .calc-das-row td{font-size:21px}.calc-saving>strong{font-size:43px}.calc-comparison th:first-child{width:34%}}
@media(max-width:480px){.calc-inputs,.calc-results{padding:20px 16px;border-radius:18px}.calc-panel-title h3{font-size:19px}.calc-segments{gap:7px}.calc-segments button{font-size:11px;padding:15px 6px}.calc-comparison th,.calc-comparison td{font-size:11px;padding:13px 7px}.calc-comparison thead th{font-size:10px}.calc-comparison tbody th{font-size:10px}.calc-comparison .calc-das-row td{font-size:14px;letter-spacing:-.3px}.calc-visual>div{grid-template-columns:77px 1fr 82px;gap:8px;font-size:9px}.calc-visual b{font-size:10px}.calc-saving{padding:19px 16px}.calc-saving-top{font-size:10px;gap:7px}.calc-saving>strong{font-size:37px}.calc-saving-bottom{font-size:10px;gap:8px}.calc-saving-bottom b{font-size:18px}.calc-net{grid-template-columns:1fr}.calc-net strong{font-size:25px}.calc-fields-two{gap:10px}.calc-field label{font-size:11px}.calc-input input{font-size:17px}.calc-check{font-size:11px}.calc-cta{font-size:12px;padding:18px 16px}}
.calc-segments svg{width:28px;height:28px;display:block}
/* Payment costs comparison */
.payment-editor{margin-bottom:30px;padding:27px 30px;background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:0 12px 35px #102b5005}.payment-editor-head{display:flex;align-items:start;justify-content:space-between;gap:25px}.payment-editor-head .eyebrow{font-size:9px;margin-bottom:9px}.payment-editor h3{font-size:24px;margin:0 0 8px}.payment-editor-head p{font-size:12px;max-width:730px;margin:0 0 20px}.payment-share{white-space:nowrap;border-radius:20px;padding:9px 13px;font-size:11px;background:#e9f5ef;color:#187650}.payment-share.payment-incomplete{color:#a33b4a;background:#fff0f1}.payment-example{font-size:11px;background:#f3f6fc;padding:11px 14px;border-radius:8px;line-height:1.6;margin:0 0 22px}.payment-column-labels,.payment-row{display:grid;grid-template-columns:1.2fr 1.05fr .85fr .85fr .8fr 28px;gap:15px;align-items:start}.payment-column-labels{font-size:10px;color:#667c9a;font-weight:600;margin-bottom:9px}.payment-row{padding:12px 0;border-bottom:1px solid #edf1f7;min-width:0}.payment-row>div{min-width:0}.payment-row label{position:absolute;width:1px;height:1px;padding:0;overflow:hidden;clip:rect(0,0,0,0)}.payment-row input,.payment-row select{width:100%;min-width:0;margin:0;border-radius:9px;border:1px solid #cedaeb;padding:12px 10px;background:#fafcff;color:var(--navy);font-size:13px}.payment-row select{padding-right:22px}.payment-row small{display:block;font-size:10px;line-height:1.5;color:#6f839d;margin-top:6px}.payment-guard>span{display:none}.payment-guard{padding:5px 0}.payment-guard>strong{font-size:18px;color:var(--blue)}.payment-remove{border:0;background:#f0f4fa;border-radius:8px;color:#7388a6;width:28px;height:35px;font-size:20px;align-self:start;margin-top:4px}.payment-remove:hover{color:#b4394d;background:#fff0f0}.payment-editor-footer{display:flex;justify-content:space-between;gap:25px;align-items:center;margin-top:17px}.payment-editor-footer button{background:#edf3ff;border:1px solid #d8e4fc;color:var(--blue);border-radius:25px;padding:12px 17px;white-space:nowrap;font-size:12px}.payment-editor-footer p{font-size:11px;line-height:1.6;max-width:610px}.payment-terms{margin-top:6px}.payment-terms summary{font-size:11px;padding:13px 0}.payment-terms p{font-size:11px;line-height:1.8;margin-bottom:14px}.payment-breakdown{margin-top:25px}.payment-breakdown h3{font-size:19px;margin-bottom:8px}.payment-breakdown>p{font-size:11px;line-height:1.6;margin-bottom:13px}.payment-result-row{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:9px;padding:13px 0;border-bottom:1px solid #edf1f7;align-items:center}.payment-result-row>div:not(:first-child){text-align:right}.payment-result-row strong{font-size:12px}.payment-result-row small{display:block;color:#7588a1;font-size:9px;line-height:1.5;margin-bottom:5px}.payment-result-row b{font-size:11px;font-weight:600;white-space:nowrap}.payment-result-row>div:first-child small{font-size:8px;margin:5px 0 0}.payment-loss{color:#aa3d4e}.payment-gain{color:#187650}.payment-totals{font-size:12px;background:#f4f7fc;padding:16px;border-radius:12px;margin:18px 0 0}.payment-totals>div{display:flex;justify-content:space-between;gap:10px;line-height:1.6;margin-bottom:9px}.payment-totals dd{margin:0;font-weight:600;white-space:nowrap}.payment-totals>div:last-child{margin-bottom:0;border-top:1px solid #dce5f2;padding-top:10px}.payment-net-year b{color:var(--navy);font-size:16px}.calc-net{border:1px solid #cadbf9;background:#eef4ff;padding:20px;border-radius:14px;margin-top:20px}
@media(max-width:850px){.payment-editor{padding:22px}.payment-column-labels{display:none}.payment-row{grid-template-columns:1fr 1fr 28px;gap:13px;position:relative;padding:18px 0}.payment-row>div:first-child{grid-column:1}.payment-row>div:nth-child(2){grid-column:2}.payment-row>div:nth-child(3){grid-column:1;grid-row:2}.payment-row>div:nth-child(4){grid-column:2;grid-row:2}.payment-row .payment-guard{grid-column:1/3;grid-row:3;display:flex;align-items:center;gap:12px;padding:0}.payment-row label{position:static;width:auto;height:auto;clip:auto;display:block;font-size:10px;color:#687e9c;margin-bottom:7px}.payment-guard>span{display:block;font-size:10px;color:#647c9a}.payment-guard small{margin:0}.payment-remove{grid-column:3;grid-row:1;margin-top:24px}.payment-editor-footer{display:block}.payment-editor-footer p{margin-bottom:0}.payment-editor-head{display:block}.payment-share{display:inline-block;margin-bottom:15px}.payment-result-row b{font-size:12px}}
@media(max-width:480px){.payment-editor{padding:19px 16px}.payment-editor h3{font-size:21px}.payment-row{gap:10px;grid-template-columns:1fr 1fr 25px}.payment-row input,.payment-row select{font-size:12px;padding-left:8px}.payment-row .payment-guard{flex-wrap:wrap;gap:9px}.payment-remove{width:25px}.payment-result-row{grid-template-columns:1fr 1fr 1fr;gap:7px;padding:15px 0}.payment-result-row>div:first-child{grid-column:1/-1;display:flex;justify-content:space-between;gap:10px;align-items:center}.payment-result-row>div:first-child small{font-size:9px;margin:0}.payment-result-row>div:not(:first-child){text-align:left}.payment-result-row b{font-size:11px}.payment-totals{font-size:11px;padding:13px}.calc-net{padding:17px}}
.plan-addon{padding:18px 20px;border:1px solid #cdddff;background:#f0f5ff;border-radius:14px;margin:22px 0}.plan-addon>span{display:block;color:var(--blue);font-size:9px;letter-spacing:1.2px;font-weight:700;margin-bottom:10px}.plan-addon>strong{display:block;font-size:17px;line-height:1.5;color:var(--navy)}.plan-addon p{font-size:12px;margin:8px 0 0}.calc-field>select{width:100%;margin:0;border-radius:10px;font-size:12px;white-space:normal}
/* Simplified payment choice and explicit calculation */
.calc-example-button{width:100%;margin-bottom:17px;background:#e8efff;color:var(--blue);border:2px solid #b9ccff;border-radius:12px;font-size:15px;padding:17px;white-space:normal}.calc-example-button:hover{background:#dce7ff;color:var(--navy)}.simple-payment{padding:0;border:0;margin:0 0 25px;min-width:0}.simple-payment legend{font-size:13px;font-weight:600;margin-bottom:12px}.payment-choices{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin-bottom:15px}.payment-choices button{background:#f5f8ff;border:1px solid #cbdaf5;border-radius:10px;padding:14px 8px;color:var(--navy);font-size:12px;font-weight:600;min-height:47px}.payment-choices button.active{background:var(--blue);color:white;border-color:var(--blue);box-shadow:0 5px 12px #1445d925}.selected-rate{display:flex;justify-content:space-between;align-items:center;gap:15px;padding:15px;background:#edf3ff;border-radius:11px;font-size:12px}.selected-rate strong{font-size:24px;color:var(--blue)}.simple-rate-link{display:inline-block;font-size:11px;color:var(--blue);text-decoration:underline;text-underline-offset:3px;margin:6px 0}.current-rate-details summary{font-size:11px;padding:14px 0}.calc-submit{width:100%;border-radius:13px;font-size:16px;margin-top:22px;padding:20px;white-space:normal}.calc-results{scroll-margin-top:110px}.calc-empty{text-align:center;padding:50px 16px;color:#617795;border:1px dashed #cbd9ef;border-radius:16px;background:#f8faff}.calc-empty>span{display:block;font-size:45px;color:var(--blue)}.calc-empty h3{color:var(--navy);font-size:23px}.calc-empty p{font-size:14px}.calc-empty small{font-size:11px;line-height:1.7;display:block}.single-payment-result{padding:16px;border:1px solid #d4e1f5;background:#f6f9ff;border-radius:12px}.single-payment-result strong{font-size:13px}.single-payment-result p{font-size:12px;margin-bottom:0;line-height:1.8}.rates-explainer{background:white;border-left:4px solid var(--blue);padding:15px 23px;border-radius:10px;margin-bottom:25px}.rates-explainer p{font-size:13px;margin:5px 0}.clear-rates{border:1px solid #d8e3f4;border-radius:15px;background:white}.clear-rates table{margin:0}.clear-rates caption{text-align:left;padding:19px;font-size:12px;color:var(--navy);white-space:normal}.clear-rates thead th{text-align:center;font-size:12px}.clear-rates thead th:first-child{text-align:left}.clear-rates tbody th{background:transparent;color:var(--navy);font-weight:500;text-align:left}.clear-rates td{text-align:center;color:var(--blue);font-weight:600}.clear-rates th,.clear-rates td{padding:15px}.clear-rates tbody tr:first-child{background:#e5efff}.calc-form-actions{justify-content:center}@media(max-width:480px){.calc-example-button{font-size:13px}.clear-rates th,.clear-rates td{padding:11px 9px;font-size:11px}.clear-rates thead th{font-size:10px}.calc-submit{font-size:14px}.calc-empty{padding:30px 16px}}